Learn to Run One Simple Calculation Before You Make the Biggest Purchase Of Your Life.

Learn to Run One Simple Calculation Before You Make the Biggest Purchase Of Your Life.



  1. Max Takai on July 1, 2022 at 3:47 pm

    Yes, this is true, but I don’t understand the point you are making.

    Continue renting?

    You might not be building equity in a significantly meaningful way in the first 17 years, but you do have an asset that may or not appreciate in value.

    The question is, will it appreciate or depreciate in value. That is a risk that you have to take on.

    In my anecdoctal experience, and with volitile market trends it may not be everyone’s experience. I bought a house and sold within 3 years. I might not have made a dent on equity, but I still profitted by selling over my purchase price.

    I understand this is the most ideal situation, but just an example of how it’s more than a simple calculation or some cynical take on how you’re really just paying the bank and you’re not building equity.

    You are correct that purchasing a house is a big decision, but it does not boil down to “one simple calculation.” Maybe your full podcast episode has more context, but this short that is meant to lead people to that episode makes you seem shortsighted.

    • nokeeo on July 2, 2022 at 8:06 am

      This. Can’t live in your bank account and you have to pay for housing somehow. Paying less to the bank than what I was paying to rent. Its only going to get cheaper as the loan amortizes and inflation.

  2. Anthony Hamilton on July 1, 2022 at 4:38 pm

    Whats the alternative to that?

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