You Need to Understand The Basics of Personal Finance Before You Delegate

You Need to Understand The Basics of Personal Finance Before You Delegate

1 Comment

  1. Watchman19 . on July 28, 2022 at 8:20 pm

    Ramit, I’m a FA and I agree with this.

    For anyone who wants to educate themselves, they can totally do what I do to a 90%+ effectiveness, on their own, I agree with that

    I will say however, we service the vast majaority of people who don’t want to educate in this area, take the time to avoid the pitfalls and learn the tricky parts, etc.

    Just like some people will NEVER care to learn to workout and lose weight, some people will NEVER care enough to learn about making a solid financial plan…

    So, in my opinion, those people NEED an advisor. Yes we’re costly, but, I’m confident that I save / make my clients the 1% annually they pay me AND MORE because they’re the type of people who would be missing massive opportunities without me, or falling into 5, 10, 20% pitfalls over their lifetime without me.

    Thoughts?

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