Ramit’s 10 Money Rules

Ramit’s 10 Money Rules

In this video I share my personal 10 money rules, why they’re important to me and how I decided on each one.

You can find a list of my 10 money rules here:

These are MY money rules- and I encourage you to create your own. Leave a comment below with yours!

With so many of us stuck at home for the foreseeable future, I wanted to help.

The best way I know how is to teach.

I know money, business, careers, and psychology, so tonight – and every night until this is over – I'll be sharing what I know and answering your questions.

Please join me Monday-Friday at 8:30 pm EST on IG Live (@ramit), with new topics every night during the week.




To learn more about working from home, creating a flexible schedule, and earning more, sign up here:

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  1. Olastic Views on April 17, 2020 at 2:34 pm

    Thank you for your constant tips!! This is really informative and gives me a lot to think about. I’ve watched the first part where you read them off and I’m about to dive into the explanations. I hope to make a big impact like you on my YouTube channel as well! ??????

  2. Olastic Views on April 17, 2020 at 2:38 pm

    What I notice before you dive into the explanations is that you’re putting great emphasis on still living a good life where you care for and treat yourself while working your way up. This is really vital! It’s important to treat yourself right and be happy while you work your way up unless you’ll never really be happy or content even when you eventually reach your money goals. I talk about some of these things in my channel as well! And hope to grow and make an impact like you ?????? Thanks again!

    • I Will Teach You To Be Rich on April 17, 2020 at 3:50 pm

      Thanks for watching!

  3. Jessie Swanson on April 17, 2020 at 2:54 pm

    I love that philosophy you have. The pay yourself and bills first and then everything else is GUILT FREE spending! Your book is the one of the very few books I never sold to the book used book store after.

    • I Will Teach You To Be Rich on April 17, 2020 at 3:50 pm


  4. Avinash Lohar on April 17, 2020 at 2:58 pm

    Sir is it possible that you gift me a macbook now and pay for it 2 years later?

  5. Sam Gosland on April 17, 2020 at 4:29 pm

    The 10 Money Rules

    1. Always have 1 year of emergency funds, cash.
    2. Save 10% and invest 20% of gross income, minimum.
    3. Pay cash for large expenses (engagement ring, wedding, dream honeymoon) 20% minimum down on a house.
    4. Never question spending money on books, appetizers, health, or donating to a friend’s charity fundraiser.
    5. Business class on flights over 4 hours.
    6. No limit on spending for health (personal trainer) or education (courses, events, etc.).
    7. Buy the best and keep it for as long as possible.
    8. Earn enough to work only with people I respect and like.
    9. Marry the right person.
    10. Prioritize time outside the spreadsheet.

    Thanks for sharing!

  6. jonathan young on April 17, 2020 at 5:04 pm

    Why is Cas off camera? Haha. Cool video. I love how you say you live your life on “hard mode”. That’s what I tell all my friends! Goal in 30 is to move from SF to NYC in Manhattan or East Village

  7. Tally sk on April 17, 2020 at 11:33 pm

    Great video!! Found it very interesting about how long it took for you to think about your rules. When I first read your book 2 years ago, I had some rules that I still stick to but as my income has increased I’ve learnt new things that became rules I never explicitly thought of till now watching this video E.g. a new experience with friends, they suggest we do something I haven’t done before? I say yes straight away and don’t even wonder what the cost is because too meet that matters most. It feels very freeing!

  8. SERG on April 18, 2020 at 2:03 am

    please tell me you’re planning on keeping up the youtube content after quarintine is over

  9. aibbz93 on April 18, 2020 at 7:22 am

    I need to become friends with rule #5. Frequent trips between sydney and new york in economy -_-

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